Hi, I’m Bob Carr from TLC Incorporated, and if there’s one thing I know from decades of helping homeowners light up their landscapes, it’s this: outdoor lighting can completely transform how you experience your home. From soft deck lighting to pathway illumination and up/down lighting on your favorite trees and structures, the right lighting doesn’t just add beauty – it adds safety, value, and peace of mind.
But here’s the question I hear all the time:
“Bob, this all sounds great… but how do folks pay for it?”
It’s a good question. Because while we all love the idea of upgrading our outdoor spaces, we’re living in a time where money doesn’t exactly grow on trees.
That’s why I want to talk to you about something we offer at TLC that can make these projects possible: flexible, affordable financing for outdoor lighting systems. Whether you want to start small or go all-in with a full system, this article will walk you through everything you need to know.
Why Finance Your Outdoor Lighting System?
Let’s be honest: outdoor lighting is an investment. A quality system can run anywhere from a few thousand dollars to tens of thousands, depending on the size and complexity of your property.
But just because it’s an investment doesn’t mean it needs to be a financial burden.
Here are three smart reasons our customers choose to finance:
- Preserve cash flow. You don’t have to drain your savings or disrupt your monthly budget.
- Start enjoying it now. With financing, you can get the system installed right away – no need to wait months or years.
- Match payments to benefits. You’re using your outdoor space every evening, so it makes sense to spread the cost over time.
How Our Outdoor Lighting Financing Works
We work with trusted financing partners to offer fast, simple, unsecured loans for home improvement projects.
Here are the highlights: – Quick approvals (often same day) – No home equity or lien required – Flexible terms (typically 12 to 132 months) – Loan amounts from $1,000 to $100,000 – Fixed interest rates and predictable payments
Our team will walk you through the entire process, answer any questions, and help you find the option that makes the most sense for your budget.
Real Example: Lighting Up the Johnsons’ Backyard
A few months ago, we worked with a family in Ellicott City who wanted to install low-voltage lighting around their pool deck, walkways, and a grove of trees near the back of their yard. The total cost was around $9,800.
Rather than paying all at once, they chose a 60-month financing option. Their payments came out to around $200/month, and they were thrilled to start enjoying their evenings outdoors immediately.
Best part? We got the system installed within 10 days of their approval.
What Can You Include in Your Financing Package?
We often include: – Design and consultation services – Fixtures (path lights, uplights, downlights, deck lights, etc.) – Wiring, transformers, controllers – Installation labor – Optional maintenance plans
Basically, everything from concept to completion can be rolled into your financing.
Frequently Asked Questions
- Q: Do I need perfect credit to qualify?
A: Not at all. We work with financing partners who look at the full picture. - Q: Is there a penalty for paying early?
A: Nope. You can pay off the loan early without any fees. - Q: Can I combine lighting with other outdoor projects?
A: Absolutely. If you’re also thinking about drainage or sprinkler upgrades, we can bundle them into a single loan.
Lighting Systems Add Long-Term Value
Besides the beauty and enjoyment factor, professional lighting increases your home’s curb appeal and resale value. According to real estate professionals, landscape lighting consistently ranks as one of the top ROI projects.
And when your home is well-lit at night, you also enjoy: – Enhanced security – Fewer tripping hazards – More time outdoors with family and friends
It’s an upgrade you won’t regret.
Ready to Light Up Your Evenings?
If you’re dreaming of a beautifully lit yard but unsure how to afford it, financing could be your ticket.
At TLC Incorporated, we’re not just installers – we’re guides. Our mission is to help you bring your outdoor dreams to life in a way that makes financial sense.
Let’s chat about your options. No pressure, just helpful advice.
Schedule your free consultation today, and let’s start planning a lighting system that fits your space and your wallet.
Here’s to brighter evenings,
Bob Carr
TLC Incorporated